Rental income

Income tax on rental income, done right.

Letting out a flat or a house in Germany? Rental income is taxable, but so are most of the costs around it. We make sure you claim what you can.

  • Landlord-friendly
  • Depreciation handled
  • Loss carryforward

What counts as rental income

  • Rent (cold rent and operating-cost advances).
  • Reimbursements of operating costs paid by tenants.
  • Income from short-term lets (e.g. holiday rentals).

Typical deductible expenses

  • Depreciation (AfA): Usually 2% or 3% per year on the building (not the land).
  • Loan interest: Interest on mortgages used to finance the property.
  • Maintenance & repairs: Repairs, renovations, modernisations within the rules.
  • Operating costs: Property tax, insurance, waste, water, heating if borne by you.
  • Management & advisory: Property management, lexo.tax membership fee, software.
  • Travel: Visits to the property, viewings, owners' meetings.

New from September 2026

  • The income caps for advice on rental and capital income are dropped. We can advise members regardless of the amount.

Frequently asked questions

What if I make a loss?

Losses from letting usually offset other income (wages, pension) in the same year and can be carried forward.

Holiday lets – different rules?

Yes. Short-term lets can be commercial. We check the threshold case by case.

Talk to a real advisor.

Free first call, 30 minutes, no obligation. Consultations are primarily in German; English is available on request.

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