§14 BewG · German valuation law, playfully explained

How old are you according to tax law?

The German tax office doesn't know you personally. Yet for usufruct, housing rights or lifelong annuities it still applies a number to you: your statistical remaining life expectancy.

years
Gender (optional)

Statistical remaining life expectancy

39.89years

Which equals a statistical end age of

81.89 years

Values from the German statutory valuation table (§14 BewG). For tax purposes only – usufruct, housing rights or lifelong annuities.

Did you know?

The tax office actually uses statistical life expectancies.

Not,

to predict how old people will become.

But,

to calculate the capital value of lifelong rights.

Capital value calculator

What is a lifelong right worth?

Enter the yearly value of a housing right, a usufruct or an annuity. The capital value factor is taken from your result above.

€ / year

Tax capital value

€160,340

Fun facts

The German tax office actually works with statistical life expectancy."

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Curious now?

German tax law can be surprisingly fascinating.

More insights on German taxation – clearly explained by the Lexo.Tax team.

Note: This application is intended solely to illustrate the German statutory valuation method under §14 BewG. It is expressly not a statement about actual life expectancy and not a medical assessment. Data source: Sterbetafel 2020/2022, Statistisches Bundesamt · § 14 Abs. 1 BewG.